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Conservative Mutual Fund Portfolio Example

Model Asset Allocation for Conservative Investors


Who Should Invest: A conservative portfolio is appropriate for an investor with a low risk tolerance and a time horizon from immediate to longer than 3 years. Conservative investors are not willing to accept periods of extreme market volatility (ups and downs in account value) and are seeking returns that match or slightly outpace inflation.

Conservative Portfolio Asset Allocation: 25% Stocks, 45% Bonds, 30% Cash/MMKT

Example Allocation by Mutual Fund Category:

15% Large-cap stock (Index)
05% Small-cap stock
05% Foreign Stock
45% Intermediate-term Bond
30% Cash/Money Market

See Also:

Aggressive Mutual Fund Portfolio Example
Moderate Mutual Fund Portfolio Example


The information on this site is provided for discussion purposes only, and should not be misconstrued as investment advice. Under no circumstances does this information represent a recommendation to buy or sell securities.

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