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Managing Your Portfolio

What you need to know about monitoring, rebalancing and managing your mutual fund portfolio.

Before You Build a Portfolio of Mutual Funds
Before you build a portfolio of mutual funds, learn some of the basic tips for investing and planning your strategy.

How to Build a Portfolio of Mutual Funds
To build the best portfolio of mutual funds you must go beyond the sage advice, "Don’t put all your eggs in one basket:" A structure that can stand the test of time requires a smart design, a strong foundation and a simple combination of mutual funds that work well for your needs.

3 Mutual Fund Portfolio Examples
Need some mutual fund portfolio examples? Here are a few basic and simple portfolios for 3 types of investors - aggressive, moderate or conservative.

Top 10 Investing Strategies
With so many different types of investing strategies, styles, theories and tactics, an investor can find themselves under the spell of analysis paralysis. Which investment strategy is best for you?

How to Build the Best Lazy Portfolio
Want to know how to build the best lazy portfolio? Start with these timeless and tested investing strategies. Set it and forget it!

Lazy Portfolio Examples
There are many examples of lazy portfolio styles and structures but they do not need to be complex for the best results.

Mutual Fund Analysis: 10 Things to Analyze (and 3 to Ignore)
What should you analyze when doing your mutual fund research and which things should you not analyze? Here's all you need to know (and a few things you can ignore).

The 5 Percent Rule of Investment Allocation
How much of one investment security is too much? To be properly diversified, to obtain reasonable returns while minimizing risk, pay close attention to the 5 Percent Rule of Investment Allocation.

Post-Modern Portfolio Theory
What is Post-Modern Portfolio Theory and how is it different than Modern Portfolio Theory (MPT)? Learn the basics and investment strategy to see if PMPT is the best fit for you.

Best Mutual Funds for Beginners
Choosing the best mutual funds for beginners is not a matter of finding the best performers of the day. Instead, beginners are wise to know their investment objectives and future plans and prepare for a long-term strategy. Therefore, assuming you want to do it yourself, it is wise to know which mutual fund companies have the best variety of...

How to Invest for Retirement With Mutual Funds
What are the best mutual funds for retirement planning and savings? Are some fund types better than others? What about taxation? Learn the best investment strategies, such as how to invest with fixed-income, dividend-paying mutual funds, and ETFs, while maintaining principal before and during your golden years.

Modern Portfolio Theory
Modern Portfolio Theory (MPT) is an investing method where the investor attempts to take minimal level of market risk to capture maximum-level returns for a given portfolio of investments. However, there are recent criticisms and variations of style to consider before applying MPT to your own investment portfolio.

What is Buy and Hold?
The buy-and-hold investing strategy may be the most used, abused and criticized investment strategy that ever existed. Investors can benefit and critics will disappear if "buy and hold" is properly defined and applied.

How to Choose and Buy Bonds
The best days of bond mutual funds may be behind investors for a long time. Learn how to choose and buy bonds to build your own diversified portfolio of bonds.

Why Dave Ramsey is Wrong On Mutual Funds
Dave Ramsey gets a few things right on mutual funds but several things wrong. Mutual fund investors can get some good tips from his talk radio show but they are wise to understand the difference between entertainment and sound investment practices.

Total Stock Market vs S&P 500
Which is best, a total stock market index or the S&P 500 Index? The answer depends upon the complimentary mutual funds or ETFs within the investor's portfolio. There are some mistakes to avoid in the total stock market index vs S&P 500 index debate. It is wise to compare and contrast the similarities and differences before investing.

When is the Best Time to Invest in Small-Cap Stocks?
Small-Cap stocks can make up a significant portion of your investment portfolio at any time. But when is the best time to invest in small-cap stocks?

How to Invest a Lump Sum
Whether you want to invest a 401(k) or IRA rollover, a tax refund, an inheritance, or you win the lottery, there are a few smart ways to best manage a large amount of cash, no matter what the stock market or economy is doing at the time.

How to Time the Market With Sector Funds
Learn the best way to time the market with sector funds, index funds and Exchange Traded Funds (ETFs), without taking undue risk.

4 Reasons to Sell Your Mutual Fund Now
Pick up any financial magazine or search for funds online and you will not have a problem finding a fund to buy. There’s no shortage of “top mutual funds” lists. On the other hand, it can be no easy task to find an article, blog post or mutual fund sales person to provide information that will help you decide whether or not to sell your mutual fund.

What is Fund Overlap?
Smart investors will be aware of overlap in their mutual fund portfolio. Learning how to detect and avoid fund overlap can insure an effective level of portfolio diversification.

Dividend Dates - Explanation, Strategies and Cautions
How does the Ex-Dividend date for stocks work? When are the best and worst times to buy stocks in relation to dividend dates?

Year-end Checklist for Investing and Taxes
At the end of each year, investors need to check several items to prepare for taxes, investing strategies and more. Review certain items to determine if any required actions are needed prior to year-end.

What is Core and Satellite?
Core and Satellite is a common and time-tested investment portfolio design that consists of a "core," such as a large-cap stock index mutual fund, which represents the largest portion of the portfolio, and other types of funds—the "satellite" funds—each consisting of smaller portions of the portfolio to create the whole.

Index Funds & Efficient Markets
Proponents of the Efficient Market Hypothesis (EMH) are often index fund investors. However, not all index fund investors subscribe to the EMH. There is a wise middle ground. If you like the idea of investing in index funds but still want to tweak performance or find a wise but competitive edge as an investor, there is an investment strategy...

How to Beat Inflation
Inflation erodes at the value of money and can be an investor's worst enemy. Learn how to beat inflation by investing in mutual funds.

How to Research and Buy Bonds
If you want to know how to do your own research to buy bonds, there are a few useful websites for both beginners and advanced bond investors.

How and When to Use Bond Laddering
The bond laddering strategy can be used to get higher yields in low interest rate environments. Learn how to build a bond ladder and when is the best time to do it.

ETFs vs. Mutual Funds: An Active vs. Passive Debate
Plenty of articles, white papers and studies have been written about the ETFs versus mutual funds debate. But do any of these pieces actually help investors determine if they should be buying ETFs in place of their mutual funds? My question: “Should the issue of ETFs versus mutual funds be passive versus active, and then ETFs versus mutual funds?”

4 Cons of Owning a Mutual Fund
If you are a regular reader of the About.com mutual funds site, then you may have read about the so-called disadvantages of mutual funds. But what are the real cons of owning a mutual fund – the cons that are not as easily avoided or are impossible to avoid?

What are the primary risks of investing in TIPS?
As part of an interview with John Hollyer, co-manager of the Vanguard Inflation-Protected Securities Fund, I asked, “What are the primary risks of investing in TIPS?” Whether you are a professional advisor or individual investing, John's answer will be helpful.

The Decision Tree: Mutual Funds vs. Exchange-Traded Funds
A “Google search” for mutual funds vs. exchange-traded funds will lead you to plenty of sites outlining the pros and cons of mutual funds vs. exchange traded funds. If you’ve tuned into this debate regarding mutual funds vs. exchange-trades funds, then you may be left in a state of confusion.

An In-Depth Look at TIPS with Vanguard Principal John Hollyer
John Hollyer, co-manager of the Vanguard Inflation-Protected Securities Fund, delves into key issues related to TIPS and to the Vanguard Inflation-Proteced Securities Fund.

3 Risks of Investing in Frontier Markets
As a subset of emerging markets, frontier markets sound like an invitation to invest in countries that might offer an opportunity for fast growth. But these frontier markets do not come without risk. Of course, risks come with the territory of investing, but investors in frontier markets face additional risks due to lack of safeguards and infrastructure that investors find in more developed marke…

Gaining from a Depreciating US Dollar
For those mutual fund investors who believe that the US dollar will lose ground against other currencies, how can you obtain an advantage? There is certainly more than one answer to this question. Let’s look at how a mutual fund investor can gain from a depreciating US dollar by investing in international mutual funds.

How to Invest in Mutual Funds in Your 401(k)
There are many issues surrounding how to invest your assets. Typical considerations are how to invest in stocks, how to invest in bonds, how to invest in mutual funds and the “how to invest” list goes on. There are a plethora of “how to invest” considerations. If you’re planning for retirement, how to invest in mutual funds in your 401(k) is usually the top priority.

Buy Stock or Buy Mutual Funds
Answering the question of whether to buy stock of individual companies or buy stock via mutual funds, takes an exploration of your objectives and your willingness to take risk. The next step is to decide if you would like to buy stocks of individual companies or buy stock via mutual funds.

What Are Market Cap Mutual Funds?
What is market cap and how does it relate to mutual funds? Market cap refers to the equity capitalization of an individual stock. It is the price of a share of stock multiplied by the number of shares outstanding. Many equity mutual funds are categorized based on the average market capitalization of the stocks that the mutual funds own.

A Primer on Profiting from the Falling Dollar
Budget deficits, interest rate differentials, and diversification of foreign currency reserves are several of the buzzwords and phrases associated with the volatility of the greenback. Do you think that the future of our beloved dollar is dismal at best? Maybe it’s time learn how a US investor profits from the falling dollar.

3 Must Read Guidelines On Rebalancing Your Portfolio
Once you decide on a long term investment strategy, you must commit to sticking with it. Develop rebalancing guidelines up front: rules that tell you how and when you will change your allocation.

3 Foolproof Ways To Allocate Your 401k Money
No need to reinvent the wheel. Most 401k plans now offer foolproof ways to invest your 401k money. Learn how to identify these great choices.

Introduction to Asset Allocation
Asset allocation is a snappy phrase that simply means dividing your investments among several different categories in an attempt to protect your portfolio from wild swings in any one section. Some experts believe that asset allocation is the single most important factor in investment success.

Dollar Cost Averaging Amid Downturn
Brett Arends of the Wall Street Journal looks at the Great Depression and whether dollar cost averaging could have helped investors.

How Many Mutual Funds Should You Have in Your Investment Portfolio?
A featured article at American Association of Individual Investors discusses how many funds you should have in your portfolio.

How to Invest in a 401(k)
There are many issues surrounding how to invest your assets. Typical considerations are how to invest in stocks, how to invest in bonds, how to invest in mutual funds and the “how to invest” list goes on. There are a plethora of “how to invest” considerations. If you’re planning for retirement, how to invest in mutual funds in your 401(k) is usually the top priority

Build a Portfolio
Building a portfolio of mutual funds takes diligence, knowledge and time. The resources below will make the process of building a portfolio more simple and potentially more profitable for you.

10 New Year’s Resolutions for Mutual Fund Investors
If you are a mutual fund investor the end of the year is one of the best times to review your portfolio. In fact, it may be an excellent time to review several other related concepts such as Roth IRAs, estate planning and your 401(k). Let’s call these items “New Year’s Resolutions for Mutual Fund Investors.”

Aggressive Mutual Fund Portfolio Example
For an example of how to build an aggressive portfolio of mutual funds, take a look at this model allocation.

Moderate Mutual Fund Portfolio Example
For an example of how to build an moderate portfolio of mutual funds, take a look at this model allocation.

Conservative Mutual Fund Portfolio Example
For an example of how to build an conservative portfolio of mutual funds, take a look at this model allocation.

Tax Loss Harvesting
What is tax loss harvesting? Understanding the tax consequences (capital gains and capital losses) of selling stocks and stock mutual funds is an important aspect of successful investing practices.

How and When to Rebalance Your Portfolio
Rebalancing your investment portfolio is the best way to 'buy low and sell high.' All you need to do is learn the best strategies.

Best Year-End Investment Strategies
What are the best year-end investment strategies? At the end of every year, investors should consider some valuable strategies to make their mutual fund portfolios ready for a new year.

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